Des Moines is the capital and most populous city located in the middle part of Iowa. It is the county seat of Polk County, but city limits also extend into Warren County. Des Moines' area occupies 77.2 square miles, with 1.5 square miles of the total as water. It has an estimated population of 196, 998 as of 2007.
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The city has a population density of 2,621.3 persons per square mile. Health insurance depends on the demographics of Des Moines. Des Moines has a racial makeup of 82.3% Caucasian, 8.07% African American, 6.61% Hispanic/Latino, 3.50% Asian American, .35% Native American, .05% Pacific Islander, and 3.52% other. Roughly 2.23% of the population is from two or more ethnic backgrounds.
Des Moines' home insurance and auto insurance depends on the city's climate. Des Moines has a warm summer climate, with humid summers and snowy winters. During the spring and summer months, humidity can be high which results in frequent thunderstorms.
Life insurance depends heavily on the quality of life in Des Moines. The culture here is rich, and the economy is ranked highly. Forbes magazine ranked the area as 4th on its list of "Best Places For Business and Careers" in 2007. The list is based on the cost of living, crime rate, cost of business, and educational attainment.