Lincoln is the capital of Nebraska and the second most populous city in that state. Lincoln is also the county seat of Lancaster County and the home of the University of Nebraska.
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At the 2000 census, the population of Lincoln was 225,581. The Lincoln metropolitan area consists of Lancaster County and Seward County, which were added to the metropolitan area in 2003. Lincoln has very little development outside its city limits and has no contiguous suburbs. The largest city that can be considered a suburb of Lincoln is Waverly, primarily due to the fact that most land that would have developed as a suburban city has been annexed to the city of Lincoln itself.
Lincoln is one of the few large cities of Nebraska that is not located along either the Platte River or the Missouri River. The city has 21 neighborhoods, and Lincoln’s growth over the years has led to considerable housing development. The median home price, which affects Lincoln home insurance rates, is considerable lower than the national average at $130,000.
Lincoln was selected as on of the Top 100 Places to Live by Money Magazine in 2006. The city boasts a high quality of life index, which affects rates for Lincoln health insurance and Lincoln life insurance. Auto insurance rates in part depend on the median commute time for residents, which is lower than the national average at 15.3 minutes.
Lincoln's economy is fairly typical of a mid-sized American city. Most economic activity is derived from service industries. The state government and the University of Nebraska-Lincoln are large contributors to the local economy. Other prominent industries in Lincoln include banking, information technology, insurance, and rail and truck transport.